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Quicken has 4 different products ranging from $35.99 to $103.99 per year. Get Free Tools You Can Choose From 4 Price Tiers Personal Capital offers completely free tools for retirement planning, investments, savings, and more. But if you want a program that does it all, Quicken is a great choice. There are cheaper personal finance software that only focus on budgeting. Quicken might be overkill if you just need a tool to track your spending. Custom reports for spending, investments, and income.Quicken is one of the most comprehensive financial tools out there. Is a Quicken subscription still worth it? Here are 5 things you should know to see if it's right for you. Today, there are similar tools to track your investments and spending that are completely free. It used to be the only way to easily track investments and account balances. Quicken is the grandfather of personal finance software. You Don't Have to Link Your Bank Account.